Applying for & Qualfying for Social Security Disabilty reduces you taxable income

[Bill Pressey]

It is easier to qualify for SSDI than VA benefits, just submit your Doctors records Civilian or VA and you will receive a rating you could be as little as 70 percent rated by the VA and get a full benefit from SS....The beauty of this is you additionally receive the benefit tax free, thus reducing your taxable income....full details in the next Wolfgram or call me 208-888-1049... Regards bpressey

[Howard Jacobs]

Bill... thanks for the info.. I'll be giving you a buzz in a day or two (if I remember..lol)

[Mike Dobson]

Bill, I know for a fact that 60% will also work ----- although it may require a "interview"    ... At 50% you are eligible for SS disability (direct info from the VA)  ....  bottom line, DO IT !

[Gene sjoberg]

  I got SSD @ 100% before VA rating, so when I applied for unemployability I was denied as I was already drawing for 100% SSD and couldn't work.  Just saying.

[Lee Hirschel]

Bill,
I am @60% with the VA can I also apply for SSDI and receive both at the same time? If I do get SSDI canI/does that convert to regular SS at my full retirement age?

[JimArmstead]

I am not sure what you are saying here, Bill.  But, many would disagree about SSDI being "easier" to get than VA DIB.  It is quicker to a first decision though...but then many take years of appeals to get.  I also question the tax free statement--VA yes--SSA-don't think so!

I will wait to read your Wolfgram entry...but, all make note--VA and SSA DIB--totally different animals!  VA assigns % of DIB.  SSA-you are either 100% or 0%-nothing.  And I have never heard anything that states you automatically received SSDI if you have a certain VA %...so I
question that.

I have offered before--and only 208 Days before I retire--but I do work for SSA and am happy to answer general questions for any brothers.

Jim

[JimArmstead]

http://www.4socialsecuritydisability.com/taxes.html  Basic info on tax on SS beneies :  DIB no different than retirement--it is "taxable income"  and if it puts you above the income levels you will pay tax--
But, many do not if living on SSA and VA--spouse not working ...etc.

[JimArmstead]

I tried to call  you Bill--but got "box not set up message".  Just want to chat about what you wrote here--I may be understanding you..

[Lee Hirschel]

Jim,
Maybe you can answer the questions I have about SSDI and VA see the message above yours, Please.
Thank you
Lee

[Howard Jacobs]

Is there a set amount on SS disability? If so what is it?

[RED CUMMINGS]

Howard its 100% or nothing

[Gene sjoberg]

   Lee, I am sure you can get VA compensation and SSD concurrently and when you reach retirement age SSD converts to SSR. It did for me youngster!! I turned 76 years young Sunday.L2S

[Lee Hirschel]

Thanks for the info Gene. And a belated Happy Birthday to you young man!

[Howard Jacobs]

Just a note to add to this... if you don't have enough credits (or quarters) you will not be able to apply for SSDI.  I don't have enough to file for SSDI but will still get half of the ex's SS starting March of next year when she turns 62.

[John Gallaher]

Howard - are you sure you don't qualify?  Didn't you retire from the police or fire dept. in your city?  Maybe someone is giving you some bum info - I know people who have broken backs or necks that qualify for SSDI and only paid in for a few years - one fellow had just worked 5 years (20 quarters), broke his back and began receiving checks the 6th month after being approved.  He drew about a years worth, recovered to the point he could work again (a mason - concrete finisher and stone layer) and was taken off.  After all it is an insurance policy in case you become disabled, just paid to Uncle Sam instead of a private company.

[Howard Jacobs]

Yes John I don't qualify... I talked to someone in SS and since I don't have enough quarters I will not be able to draw SSDI. I'm retired and getting half of my pension from Ohio Police/ Fire Pension fund (ex gets half from divorce) I would have to prove injury on the job to qualify for any disability on that end.

[John Gallaher]

OK, I thought service-connected injuries and a disability rating would put you in a position to apply for SSDI and thought they would base the disability payments on the 3 highest years you worked and did pay in - military service, etc.  I assumed you still had to pay into SSA even if you were paying into the Ohio State fund - you know "for the good of the masses." (-:]  I just thought federal union members (USFS, BATF, etc.) were exempt and had their own gigantic retirement fund and didn't need SS money.